Blog & Columns | Pavan Geraedts

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Mortgage Fraud Can Reach Every Business Around the Property

Aug 3, 2026 Real Estate

Paolo Maria Pavan

Mortgage fraud can expose contractors, advisers and property firms to hidden ownership, third-party payment and record-keeping risks.

FIU Nederland Paolo Maria Pavan REAL ESTATE UBO Wwft money laundering mortgage fraud property property risk third-party payments

Agricultural Land Can Carry VAT Before It Carries Homes

Jul 31, 2026 Real Estate

Paolo Maria Pavan

Agricultural land may carry VAT before rezoning. Check the transfer-date evidence, contract terms, tax risk and project cash plan.

Paolo Maria Pavan REAL ESTATE VAT building land building plots environmental plan housing housing development land transactions property development transfer tax

Belgian Property Debt Follows the Money, Not the Mortgage

Jul 30, 2026 Real Estate

Paolo Maria Pavan

For Dutch box 3 relief, the loan’s purpose matters more than the asset pledged as security.

Paolo Maria Pavan REAL ESTATE

Before You Value Each Rental, Check What Can Actually Be Sold

Jul 30, 2026 Real Estate

Paolo Maria Pavan

Check WOZ values, bare rent and Kadaster records before valuing protected rentals in an unsplit Dutch building for box 3 or a transfer.

Kadaster Paolo Maria Pavan REAL ESTATE WOZ box 3 gift tax inheritance tax leegwaarderatio property records rental property succession

The Charger Is Simple. The VAT Chain Behind It Is Not

Jul 30, 2026 Real Estate

Shared EV charging can leave a VvE with unclear VAT, invoices and cash flows. Map the contracts, tariff, meter data and settlements first.

Belastingdienst EV charging Linda Pavan REAL ESTATE VAT VvE bookkeeping cash flow electricity energy

One Building, Several Values: The WOZ Number Cannot Decide Alone

Jul 30, 2026 Real Estate

Paolo Maria Pavan

Separate WOZ values do not legally split a building. Check how title, rental terms and timing affect Dutch property tax valuations.

Dutch real estate Paolo Maria Pavan REAL ESTATE WOZ WOZ values and legal property box 3 inheritance tax leegwaarderatio property structure rented property tenant protection

When Mortgage Relief Shrinks, Founder Cash Takes the First Hit

Jul 30, 2026 Real Estate

An accepted tax return may not settle mortgage relief. Check ownership, debt and payments before using the expected benefit in company cash planning.

Belastingdienst DGA liquidity Dutch income tax Founder cash Linda Pavan REAL ESTATE divorce income tax mortgage interest property ownership tax records

Dutch Home Prices Are Slowing, but Local Business Pressure Is Not

Jul 22, 2026 Real Estate

Paolo Maria Pavan

Dutch house price growth is slowing, but local gaps still affect recruitment, cash flow, construction projects and property decisions.

Dutch housing market Groningen Paolo Maria Pavan REAL ESTATE business location construction pipeline existing homes home prices mortgage capacity new-build housing small business

Selling Business Property Gives Reinvestment Plans More Room, Not Freedom

Jul 19, 2026 Real Estate

Dutch tax guidance gives businesses more room to include earlier same-year investments in the HIR book-value test after a property sale.

Belastingdienst HIR Linda Pavan REAL ESTATE business property cash flow corporate tax fixed assets property sale tax planning tax records

New-Build Sales Slip as Dutch Housing Plans Meet the Buyer’s Limit

Jul 6, 2026 Real Estate

Paolo Maria Pavan

On a Monday morning, a small developer does not look at the housing shortage first. He looks at the reservation list. Which buyers are still interested, which mortgage adviser has gone quiet, which co...

Paolo Maria Pavan REAL ESTATE

Dutch Housing Forecast Improves, but Relief Still Needs Keys

Jul 2, 2026 Real Estate

Paolo Maria Pavan

A small contractor looking at his 2027 order book may feel the first lift of optimism. More homes could mean steadier work, better planning and a stronger case for keeping skilled people close. Rijkso...

Paolo Maria Pavan REAL ESTATE

New Dutch Housing Rules Put the Region Before the Site

Jun 28, 2026 Real Estate

Paolo Maria Pavan

Picture a small developer with an option on a former garage site. The sketch shows apartments over a modest plinth. Around the table sit the owner, an adviser, a contractor and a lender. They used to ...

Paolo Maria Pavan REAL ESTATE

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