Governance | Pavan Geraedts

A Six-Figure Debt Can Still Miss the Dutch Insolvency Threshold

Sep 30, 2026

Paolo Maria Pavan

A Dutch WSNP decision shows why the size of a debt is not decisive. For founders, an up-to-date view of household cash flow, guarantees and monthly payment capacity is essential.

Debt restructuring Dutch insolvency GOVERNANCE Personal guarantees WSNP owner-managers

A Blocked Shareholder Exit Reveals the Cost of Informal Governance

Sep 30, 2026

Paolo Maria Pavan

A Dutch Enterprise Chamber decision shows how informal approvals, incomplete records and unclear information routes can complicate a shareholder exit.

Dutch BV Enterprise Chamber GOVERNANCE Shareholder disputes corporate governance evidence

A Green Label Can Leave the Whole Business Answering for It

Sep 25, 2026

Paolo Maria Pavan

Stricter Dutch rules make sustainability claims a company-wide governance issue, connecting marketing language with product evidence, contracts and stock records.

ACM GOVERNANCE Greenwashing Sustainability claims consumer law

The 2027 Tax Shift Leaves Old Business Assumptions Exposed

Sep 23, 2026

Paolo Maria Pavan

The Dutch tax changes planned and proposed for 2027 expose gaps between profit, taxable income, owner drawings, payroll costs and genuinely available cash.

Dutch tax GOVERNANCE cash flow company cars payroll small business

Confidential Business Records Need Boundaries Before Authorities Start Filtering

Sep 22, 2026

Paolo Maria Pavan

A Dutch proposal for filtering privileged digital information offers businesses a broader governance lesson about access, separation, logging and retrievability.

Digital evidence GOVERNANCE Information governance Professional privilege Risk management

Dutch Bankruptcy Numbers Point Straight to Your Cash Dependencies

Sep 21, 2026

Paolo Maria Pavan

August’s Dutch bankruptcy figures are not a forecast, but they are a reason to inspect customer concentration, supplier dependence and the evidence behind expected cash receipts.

Credit risk Debtor management GOVERNANCE Netherlands SMEs bankruptcy cash flow

Faster AI Attacks Raise the Cost of Slow Business Decisions

Sep 21, 2026

Paolo Maria Pavan

AI is reducing the time businesses have to respond to cyber weaknesses. Small firms need clear authority over patches, access, payments and recovery before technical disruption reaches customers and cash.

AI GOVERNANCE Risk management business continuity cybersecurity small business

When Cash Tightens, Dutch Directors Need Decisions They Can Defend

Sep 20, 2026

Paolo Maria Pavan

When cash is tight, Dutch directors need current figures, timely formal action and a visible record of the reasoning behind difficult decisions.

BV Dividends Dutch governance GOVERNANCE Insolvency cash flow director liability

An Audit Signature Cannot Carry What the Business Cannot Show

Sep 20, 2026

Paolo Maria Pavan

A Dutch accountancy ruling offers a practical warning for owner-managers: commercial judgments, invoices and corrections need an evidence trail that remains understandable when people and circumstances change.

Audit evidence GOVERNANCE Internal controls cash flow contract risk

Planned Lower Court Fees Leave Founders With the Hardest Governance Work

Sep 19, 2026

Paolo Maria Pavan

Planned reductions in Dutch court fees may widen access to justice. Founders still need reliable records, named responsibility and control of deadlines before a dispute arises.

Court fees Dispute management GOVERNANCE Legal readiness Netherlands founders

Smaller Mailbox Sector, Harder Questions for Dutch Company Directors

Sep 7, 2026

Paolo Maria Pavan

The Dutch flow-through sector is smaller, but directors still need coherent evidence of ownership, control, service roles and payment routes.

Company directors DNB Dutch governance GOVERNANCE Mailbox companies Trust services UBO

The STAK Worked Until the Company Needed Its Money Back

Aug 26, 2026

Paolo Maria Pavan

A Gelderland court removed a STAK director who used overlapping roles and priority rights to impede the BV’s recovery of debts owed to it.

Conflicts of interest Debt recovery Dutch corporate law GOVERNANCE STAK corporate governance family business

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