Blog & Columns | Pavan Geraedts

68 Articles

cash flow ×

Dutch Shoppers Are Spending More, but Growth Can Drain Cash

Aug 10, 2026 Market Pulse

Paolo Maria Pavan

Dutch spending is rising in selected categories, but extra stock, staffing, delivery and returns can put pressure on small-business cash.

Dutch consumer spending MARKET PULSE Paolo Maria Pavan business confidence cash flow consumer spending durable goods household consumption pricing retail small business cash flow

Dutch Fast Food Keeps Expanding While Each Sale Carries More Weight

Aug 10, 2026 Market Pulse

Paolo Maria Pavan

Dutch fast-food outlets and sales keep growing, but payroll, delivery fees, tax and local competition put more pressure on each transaction.

CBS DUTCH ECONOMY MARKET PULSE Paolo Maria Pavan cash flow fast food hospitality labour costs market pressure retail competition small business

Home Tax Corrections Reach Further Than One Partner’s Return

Aug 7, 2026 Real Estate

Paolo Maria Pavan

A mortgage-interest correction can change a couple’s tax allocation and put pressure on household and business cash planning.

Paolo Maria Pavan REAL ESTATE cash flow fiscal partners household governance housing tax income tax mortgage interest owner-managers owner-occupied home reassessment

Higher Dutch Wages Force a Harder Look at Every Paid Hour

Aug 7, 2026 Human Resources

See how Dutch wage increases affect payroll, paid hours, pricing, staff planning, records and cash—and what employers can check now.

Dutch payroll Dutch wages HR control HUMAN RESOURCES Linda Pavan cash flow collective agreements flex contracts labour market minimum wage payroll

No Tax Letter Can Still Leave You With a Dutch Bill

Aug 7, 2026 Ledger & Tax

No Dutch tax letter does not always mean no filing duty. Check submitted returns, owner-level tax facts, records and cash reserved for open years.

Becón Dutch real estate Dutch tax LEDGER & TAX Linda Pavan additional assessment cash flow income tax non-residents tax filing tax governance

Your 2027 Company Car Choice May Hit Payroll in 2028

Aug 7, 2026 Ledger & Tax

The Dutch 2027 company car levy covers hybrids and can create a 2028 payroll-tax payment. Check vehicle values, handovers and payroll records.

Dutch payroll tax LEDGER & TAX Linda Pavan cash flow company cars electric vehicles fleet costs fleet management lease cars payroll tax tax compliance

A Clearer Tax Screen Will Not Reserve Your BV’s Cash

Aug 7, 2026 Ledger & Tax

Corporate tax assessments are easier to see. Learn how to match your BV's tax provision, payment date, and available cash.

BV corporate tax cash planning Belastingdienst Dutch BV LEDGER & TAX Linda Pavan cash flow cash planning corporate tax provisional assessment tax assessments tax control

Dutch Growth Is Running Ahead of Business Commitment

Aug 3, 2026 Market Pulse

Paolo Maria Pavan

Dutch growth continues while business investment falls. Review orders, invoices, cash, payroll and fixed costs before making new commitments.

CBS DUTCH ECONOMY MARKET PULSE Paolo Maria Pavan SME resilience bankruptcies business investment cash flow consumer demand industrial production small business

The 403-Rule Drive Must Reach the Small Firm’s Working Week

Aug 3, 2026 Compliance

Paolo Maria Pavan

403 Dutch rules were addressed, but small firms need fewer repeated tasks across payroll, tax, invoices, safety files, and daily records.

COMPLIANCE Dutch policy Dutch rule cuts for small Paolo Maria Pavan RI&E administration cash flow productivity recordkeeping regulatory burden small business

When Missing Payroll Records Take Trucks Off the Road

Aug 3, 2026 Compliance

Missing hours and payroll records can lead to fines and a work stoppage. Check how contracts, hours, wages and payments connect.

COMPLIANCE Dutch labour law Labour Authority Linda Pavan cash flow minimum wage payroll payroll records road transport transport

More Retail Sales Leave Dutch Shopkeepers Counting What Actually Remains

Aug 3, 2026 Market Pulse

Paolo Maria Pavan

Dutch retail sales rose in June 2026, but stock, payroll, online costs, and returns still decide what remains for each shop.

Dutch retail MARKET PULSE Paolo Maria Pavan cash flow consumer demand gross margin margins online sales retail turnover small business stock control

A Surprisingly Low Tax Assessment Can Disrupt Tomorrow’s Cash

Jul 31, 2026 Ledger & Tax

A low Dutch tax assessment may lead to additional tax, interest and cash pressure. Check it against the transaction, return and tax calculation.

AWR Article 16 AWR Belastingdienst Dutch tax LEDGER & TAX Linda Pavan additional assessment cash flow owner-managed business share sale tax control

1
…
3
4
5
6