Blog & Columns | Pavan Geraedts

68 Articles

cash flow ×

AI Can Polish an Employment Claim, but Records Carry the Weight

Aug 19, 2026 Human Resources

AI speeds up employment-law drafting. A transition-payment claim still depends on contracts, payroll, hours, termination records and a clear calculation.

AI drafting HR records HUMAN RESOURCES Linda Pavan cash flow dismissal employment claim records employment law payroll small business transition payment

Higher Wages Meet Cautious Customers at the Small Business Counter

Aug 17, 2026 Market Pulse

Paolo Maria Pavan

Dutch wages and labour costs are rising faster than prices. Small businesses should check whether margin and cash can cover the next payroll dates.

MARKET PULSE Netherlands Paolo Maria Pavan cao cash flow consumer confidence inflation payroll purchasing power small business wages

Low Savings Interest May Still Fail the Box 3 Comparison

Aug 15, 2026 Ledger & Tax

The box 3 counter-evidence route uses the actual return on your full private asset position. The tax-free allowance does not reduce that return.

Dutch tax Entrepreneurs LEDGER & TAX Linda Pavan Savings actual return box 3 cash flow owner-managers private wealth tax records

A Shared Home Does Not Secure the Inheritance Tax Partner Exemption

Aug 15, 2026 Ledger & Tax

A shared parent-child home does not qualify for the inheritance tax partner exemption. Home rights, value and available cash must be checked separately.

Dutch tax LEDGER & TAX Linda Pavan cash flow estate liquidity estate planning family property fiscal partnership home valuation inheritance tax succession

An Old Inheritance Debt Can Reach Into the Family Business

Aug 15, 2026 Ledger & Tax

A balancing debt from an earlier estate can return years later. Complete records help protect the inheritance tax position and family business cash.

Dutch tax LEDGER & TAX Linda Pavan business succession cash flow estate planning estate records family business inheritance tax record keeping succession

Fewer Dutch Bankruptcies Offer Breathing Room, Not Easy Growth

Aug 14, 2026 Market Pulse

Paolo Maria Pavan

Dutch bankruptcies fell in July 2026. Businesses still need to watch margins, invoices and short-term cash, especially in pressured sectors.

CBS Dutch business bankruptcies MARKET PULSE Netherlands Paolo Maria Pavan bankruptcies business confidence cash flow market pressure sector risk small business

Dutch House Prices Still Rise, but Local Liquidity Sets the Terms

Aug 14, 2026 Real Estate

Paolo Maria Pavan

Dutch house prices are still rising, but local demand determines what a sale can deliver and when the cash becomes available.

CBS Dutch housing Dutch housing market Kadaster Paolo Maria Pavan REAL ESTATE cash flow house prices local markets property decisions small business

July’s Inflation Rise Leaves Dutch Firms With a Pricing Dilemma

Aug 14, 2026 Market Pulse

Paolo Maria Pavan

Higher fuel and energy costs can reduce margin before a company updates its quotes. Check each job, contract, and payment date.

CBS Dutch inflation MARKET PULSE Netherlands Paolo Maria Pavan cash flow energy costs fuel costs inflation pricing small business

Dutch Industry’s Headline Recovery Hides a Divided Factory Floor

Aug 10, 2026 Market Pulse

Paolo Maria Pavan

Dutch industrial production is rising, led by machinery. Suppliers still need to test every order against margin, payment terms and available cash.

Dutch industry MARKET PULSE Paolo Maria Pavan SME governance cash flow export conditions industrial production machinery manufacturing small business working capital

Your Customs Guarantee Can Run Out Before the Trucks Do

Aug 10, 2026 Compliance

Paolo Maria Pavan

A valid customs permit does not guarantee enough room for the next movement. Changing volumes and longer storage can use up guarantee capacity.

COMPLIANCE Guarantees Paolo Maria Pavan Trade cash flow continuous customs guarantee customs customs exposure customs guarantee capacity customs reference amount transit guarantee

Dutch Business Confidence Rebounded, but Cash Still Sets the Pace

Aug 10, 2026 Market Pulse

Paolo Maria Pavan

Dutch business confidence has improved, but uncertain demand still affects cash and investment. Use signed orders, margins, and payment dates to test decisions.

DUTCH ECONOMY MARKET PULSE Paolo Maria Pavan SME resilience business confidence cash flow geopolitical risk investment market pressure small business working capital

Foreign Supplier VAT Can Erase the KOR Advantage

Aug 10, 2026 Ledger & Tax

A Dutch court ruling shows how foreign supplier invoices can create irrecoverable VAT for a business using the KOR.

KOR LEDGER & TAX Linda Pavan VAT cash flow cross-border trade foreign supplier VAT under KOR foreign suppliers reverse charge tax control webshops

1
2
3
4
…
6