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51 Articles
cash flow ×
Dutch Customers Keep Buying, but Every Sale Must Earn Its Keep
Paolo Maria Pavan
Dutch spending continues despite weak confidence, but uneven demand and higher costs require small firms to judge every sale by margin and cash.
DUTCH ECONOMY MARKET PULSE cash flow consumer confidence profit margins retail small business
Aug 21, 2026 Market Pulse

Dutch Builders Invoice More While Housing Waits in the Pipeline
Paolo Maria Pavan
Dutch builders are invoicing more, but extra working days, higher material prices and delayed projects can leave margin and cash behind.
CBS Dutch construction Paolo Maria Pavan REAL ESTATE building materials building permits cash flow construction turnover contractors housing pipeline labour shortage
Aug 21, 2026 Real Estate

More Jobseekers Will Not Make Dutch Hiring Cheap or Simple
Paolo Maria Pavan
The Dutch labour market is easing, but suitable staff and affordable payroll remain separate issues. Review margin, demand and cash before hiring.
CBS Dutch labour market MARKET PULSE Netherlands labour market Paolo Maria Pavan UWV cash flow small business staffing unemployment wage costs
Aug 21, 2026 Market Pulse

The Quiet Payroll Month That Still Demands an Employer’s Attention
Linda Pavan
No salary payment does not remove the Dutch payroll filing obligation. Check whether the period requires a nihilaangifte or nulaangifte.
Belastingdienst DGA HUMAN RESOURCES Linda Pavan cash flow customary wage employment records loonaangifte nihilaangifte nulaangifte payroll tax
Aug 21, 2026 Human Resources

A Cooler Wage Headline Will Not Lighten September’s Payroll
Linda Pavan
Wage growth is slowing, but Dutch employers still face higher wage floors, scarce staff and customer contracts that reprice too late.
Dutch wages HUMAN RESOURCES Linda Pavan Payroll costs cao cash flow labour market minimum wage payroll small business small employers
Aug 20, 2026 Human Resources

Dutch Industry’s Revenue Rebound Still Leaves Cash Doing the Hard Work
Paolo Maria Pavan
Dutch industry returned to growth in Q2 2026, but price effects, uneven orders and working-capital pressure still demand close attention.
Dutch industry MARKET PULSE Paolo Maria Pavan cash flow industrial turnover insolvency risk labour shortages manufacturing order books pricing turnover
Aug 19, 2026 Market Pulse

After Two Years of Sickness, Small Payroll Choices Carry Large Costs
Linda Pavan
After 104 weeks of sickness, leave hours, recurring pay and compensation deadlines can change the final payroll settlement.
HUMAN RESOURCES Linda Pavan UWV cash flow employment law final payroll after long-term sickness holiday hours long-term sickness payroll payroll control transition payment
Aug 19, 2026 Human Resources

AI Can Polish an Employment Claim, but Records Carry the Weight
Linda Pavan
AI speeds up employment-law drafting. A transition-payment claim still depends on contracts, payroll, hours, termination records and a clear calculation.
AI drafting HR records HUMAN RESOURCES Linda Pavan cash flow dismissal employment claim records employment law payroll small business transition payment
Aug 19, 2026 Human Resources

Higher Wages Meet Cautious Customers at the Small Business Counter
Paolo Maria Pavan
Dutch wages and labour costs are rising faster than prices. Small businesses should check whether margin and cash can cover the next payroll dates.
MARKET PULSE Netherlands Paolo Maria Pavan cao cash flow consumer confidence inflation payroll purchasing power small business wages
Aug 17, 2026 Market Pulse

Low Savings Interest May Still Fail the Box 3 Comparison
Linda Pavan
The box 3 counter-evidence route uses the actual return on your full private asset position. The tax-free allowance does not reduce that return.
Dutch tax Entrepreneurs LEDGER & TAX Linda Pavan Savings actual return box 3 cash flow owner-managers private wealth tax records
Aug 15, 2026 Ledger & Tax

A Shared Home Does Not Secure the Inheritance Tax Partner Exemption
Linda Pavan
A shared parent-child home does not qualify for the inheritance tax partner exemption. Home rights, value and available cash must be checked separately.
Dutch tax LEDGER & TAX Linda Pavan cash flow estate liquidity estate planning family property fiscal partnership home valuation inheritance tax succession
Aug 15, 2026 Ledger & Tax

An Old Inheritance Debt Can Reach Into the Family Business
Linda Pavan
A balancing debt from an earlier estate can return years later. Complete records help protect the inheritance tax position and family business cash.
Dutch tax LEDGER & TAX Linda Pavan business succession cash flow estate planning estate records family business inheritance tax record keeping succession
Aug 15, 2026 Ledger & Tax
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Pavan Geraedts

Pavan Geraedts is a boutique professional practice in Amersfoort for fiscal advice, juridical advice and business mediation. We advise companies, entrepreneurs, directors and shareholders on the decisions, agreements, tax positions and business relationships that shape their work.

Chamber of Commerce: 56530021
VAT: NL 852171936 B 01
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