Blog & Columns | Pavan Geraedts

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At 3.4 Percent, Dutch Inflation Splits Costs From Customer Patience

Oct 5, 2026 Market Pulse

Paolo Maria Pavan

Dutch inflation reached 3.4%, but energy, wages and demand are moving unevenly. Small firms must connect pricing, contracts, margins and cash.

Dutch inflation MARKET PULSE cash flow contracts margins pricing small business

Better Dutch Numbers Still Demand Patience Before Expansion

Oct 2, 2026 Market Pulse

Paolo Maria Pavan

Dutch economic indicators are improving, but uneven demand, cautious consumers and delayed payments mean small firms should expand only when margin and cash support it.

Business expansion DUTCH ECONOMY MARKET PULSE Risk management cash flow small business

Tax Reform Headlines Cannot Run Tomorrow’s Dutch Payroll

Sep 29, 2026 Ledger & Tax

Dutch tax reform may eventually make work, benefits and payroll easier to understand. Small employers must still base today’s decisions on current rules, pending legislation and real household effects.

Belastingplan 2027 Dutch tax reform LEDGER & TAX cash flow employee benefits payroll small business

Behind €93.2 Billion in Profit, Dutch Firms Face Unequal Conditions

Sep 28, 2026 Market Pulse

Paolo Maria Pavan

Dutch corporate profit increased strongly, but sector exposure, pricing power, wages and payment timing determine what the improvement means for an individual business.

Corporate profit DUTCH ECONOMY MARKET PULSE SMEs business governance cash flow working capital

Separation Splits the Household Before the Tax Records Catch Up

Sep 23, 2026 Ledger & Tax

For founders, separation can alter fiscal partnership, cash flow, maintenance, business ownership, addresses and access rights before official records catch up.

Business ownership Dutch tax Entrepreneurship LEDGER & TAX Separation cash flow fiscal partnership

The 2027 Tax Shift Leaves Old Business Assumptions Exposed

Sep 23, 2026 Governance

Paolo Maria Pavan

The Dutch tax changes planned and proposed for 2027 expose gaps between profit, taxable income, owner drawings, payroll costs and genuinely available cash.

Dutch tax GOVERNANCE cash flow company cars payroll small business

The Zzp Invoice May Hide a Second Labour Cost

Sep 22, 2026 Ledger & Tax

A zzp invoice may look like an external cost while the working relationship creates payroll-tax exposure. Dutch enforcement makes that mismatch a direct cash concern.

Dutch tax LEDGER & TAX Self-employment cash flow labour costs payroll tax zzp

Prinsjesdag Plans Need Dates Before They Enter Your 2027 Budget

Sep 22, 2026 Ledger & Tax

A practical Prinsjesdag checklist for separating current payroll action from proposals affecting the 2027 budget, pricing, cash flow and tax.

2027 budget Dutch tax LEDGER & TAX Prinsjesdag business planning cash flow payroll

Dutch Bankruptcy Numbers Point Straight to Your Cash Dependencies

Sep 21, 2026 Governance

Paolo Maria Pavan

August’s Dutch bankruptcy figures are not a forecast, but they are a reason to inspect customer concentration, supplier dependence and the evidence behind expected cash receipts.

Credit risk Debtor management GOVERNANCE Netherlands SMEs bankruptcy cash flow

Tax Plan Headlines Can Distort the Cash You Actually Have

Sep 21, 2026 Ledger & Tax

Dutch Tax Plan 2027 proposals may affect deductions, investment incentives and employee options, but businesses should not treat proposed tax savings as available cash.

Dutch tax LEDGER & TAX Tax Plan 2027 business planning cash flow startersaftrek tax compliance

Gift Card Cash Can Bring VAT Forward Before Redemption

Sep 21, 2026 Ledger & Tax

Gift card cash may look like advance revenue, but the voucher’s terms determine whether Dutch VAT is already due or follows the eventual redemption.

Dutch VAT Gift cards LEDGER & TAX Tax accounting Vouchers cash flow hospitality

When Cash Tightens, Dutch Directors Need Decisions They Can Defend

Sep 20, 2026 Governance

Paolo Maria Pavan

When cash is tight, Dutch directors need current figures, timely formal action and a visible record of the reasoning behind difficult decisions.

BV Dividends Dutch governance GOVERNANCE Insolvency cash flow director liability

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