Blog & Columns | Pavan Geraedts

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A Busier Dutch Counter Can Still Leave Cash Standing Outside

Oct 12, 2026 Market Pulse

Paolo Maria Pavan

Dutch consumers spent more in August, particularly on durable goods, but higher sales only strengthen a business when margins, stock and cash timing remain under control.

DUTCH ECONOMY GOVERNANCE MARKET PULSE cash flow consumer spending retail small business

Every Product Change Can Rewrite Your Compliance Position

Sep 23, 2026 Compliance

Paolo Maria Pavan

A substitute ingredient or new sales channel can quietly change a retailer’s compliance position. Reliable change control keeps products, records and customer information aligned.

Alcohol COMPLIANCE Food safety Tobacco retail

A Retail Sale Now Carries More Duties Than the Receipt Shows

Sep 23, 2026 Compliance

Paolo Maria Pavan

Retail compliance is not a collection of separate tasks. Following one transaction from supplier information to refund and VAT treatment reveals whether the handovers really work.

COMPLIANCE Packaging Product safety consumer law e-commerce retail

Dutch Customers Keep Buying, but Every Sale Must Earn Its Keep

Aug 21, 2026 Market Pulse

Paolo Maria Pavan

Dutch spending continues despite weak confidence, but uneven demand and higher costs require small firms to judge every sale by margin and cash.

DUTCH ECONOMY MARKET PULSE cash flow consumer confidence profit margins retail small business

Dutch Shoppers Are Spending More, but Growth Can Drain Cash

Aug 10, 2026 Market Pulse

Paolo Maria Pavan

Dutch spending is rising in selected categories, but extra stock, staffing, delivery and returns can put pressure on small-business cash.

Dutch consumer spending MARKET PULSE Paolo Maria Pavan business confidence cash flow consumer spending durable goods household consumption pricing retail small business cash flow

A Brighter Consumer Mood Meets a Divided Dutch Market

Jul 30, 2026 Market Pulse

Paolo Maria Pavan

Dutch consumers are less pessimistic, but spending remains uneven. See what this means for orders, margin, stock, staffing and cash.

DUTCH ECONOMY Dutch retail MARKET PULSE Paolo Maria Pavan cash flow consumer confidence hospitality household consumption margins retail small business

Higher Dutch Household Income Meets Cautious Customers and Rising Debt

Jul 1, 2026 Market Pulse

Paolo Maria Pavan

Dutch households have more real income on paper, but small firms still need to test demand against volume, margin, payroll, debt, and cash timing.

CBS MARKET PULSE Paolo Maria Pavan cash flow consumer demand household income mixed income mortgage debt retail wages zzp

The €150 Parcel Habit Meets a Real Customs Cost

Jun 30, 2026 Ledger & Tax

Low-value non-EU parcels lose the €150 customs-duty exemption from July 2026. Webshops need to check margin, customer promises, and records.

Douane LEDGER & TAX Linda Pavan VAT cash flow consumer law customs dropshipping e-commerce retail webshops