Blog & Columns | Pavan Geraedts

Dutch Zzp Caution Can Leave the Monday Roster Empty

Jul 1, 2026 Human Resources

Dutch DBA enforcement has turned zzp use into a combined tax, staffing, and cash-flow question for small employers.

DBA Dutch labour market HR HUMAN RESOURCES Linda Pavan Wet DBA false self-employment founder exposure long-term care payroll risk worker classification zzp

A Softer Inflation Number Does Not Pay the July Payroll

Jul 1, 2026 Market Pulse

Paolo Maria Pavan

Dutch inflation cooled in June 2026, but wages, energy, services and supplier costs still decide small-business margins.

CBS CPI MARKET PULSE Netherlands Paolo Maria Pavan cash flow contract indexation energy inflation pricing small business wages

Higher Dutch Household Income Meets Cautious Customers and Rising Debt

Jul 1, 2026 Market Pulse

Paolo Maria Pavan

Dutch households have more real income on paper, but small firms still need to test demand against volume, margin, payroll, debt, and cash timing.

CBS MARKET PULSE Paolo Maria Pavan cash flow consumer demand household income mixed income mortgage debt retail wages zzp

Dutch Shops Sell More as the Cash Question Gets Sharper

Jul 1, 2026 Market Pulse

Paolo Maria Pavan

Dutch retail grew in May 2026, but shop owners still need to turn higher turnover into margin, paid VAT, controlled stock and usable cash.

CBS Dutch retail MARKET PULSE Paolo Maria Pavan SME finance VAT cash flow minimum wage online retail sales volume turnover

More Tax Transparency Still Leaves Founders Holding the Evidence

Jun 30, 2026 Compliance

The Dutch fiscal access right will arrive in stages. More transparency helps, but founders and advisers still need a clear internal tax file.

AWR Belastingdienst COMPLIANCE Douane Dutch fiscal access right Linda Pavan fiscal file access objection privacy records tax

The €150 Parcel Habit Meets a Real Customs Cost

Jun 30, 2026 Ledger & Tax

Low-value non-EU parcels lose the €150 customs-duty exemption from July 2026. Webshops need to check margin, customer promises, and records.

Douane LEDGER & TAX Linda Pavan VAT cash flow consumer law customs dropshipping e-commerce retail webshops

Normal Loans Can Still Strain a Dutch BV’s Tax Cash

Jun 30, 2026 Ledger & Tax

A practical note for BV owners on the 2026 earnings stripping rule, interest deduction capacity, and Vpb cash planning.

LEDGER & TAX Linda Pavan SME finance Vpb article 15b cash flow corporate tax earnings stripping interest deduction tax control

Fast Dutch payments leave small firms little room to check

Jun 30, 2026 Compliance

Fast Dutch payments help business move, but they leave little time to catch a false invoice, changed IBAN, or risky refund.

AML COMPLIANCE DNB Linda Pavan banks cash flow fraud control online fraud payment fraud payments

Annual Accounts Can Outlive the Panic in a Distressed BV

Jun 30, 2026 Governance

A practical note for Dutch BV directors on annual accounts, tax arrears, supplier credit, and cash records in financial distress.

Beklamel GOVERNANCE KvK filing Linda Pavan VAT annual accounts article 36 Invorderingswet bankruptcy continuity director liability wage tax

Dutch Non-Competes May Soon Carry a Real Price

Jun 30, 2026 Human Resources

Dutch non-compete clauses may soon require compensation, a one-year cap, and a defined area. Employers should review contracts and evidence now.

GOVERNANCE HR HUMAN RESOURCES Linda Pavan Netherlands SME employment contracts labour law non-compete payroll recruitment

Fewer Dutch Rules Still Leave Founders With the Morning Work

Jun 30, 2026 Compliance

Paolo Maria Pavan

The Dutch rulebook is being trimmed, but founders should test whether the changes remove real work from payroll, contracts, tax, safety, and staffing.

ATR COMPLIANCE Dutch regulatory burden Dutch small business Paolo Maria Pavan RI&E SME compliance payroll tax regeldruk rule simplification small business

A Business Signature Does Not End the Consumer Question

Jun 29, 2026 Governance

Paolo Maria Pavan

Dutch micro-business contracts can raise consumer-law questions when use is private or mixed. The practical issue is the proof file behind the contract.

GOVERNANCE Netherlands Paolo Maria Pavan VAT consumer law contract risk contracts general terms reflexwerking small business zzp

1
…
23
24
25
…
34