Blog & Columns | Pavan Geraedts

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MARKET PULSE ×

September’s Bankruptcy Rise Finds Dutch Firms Busy but Exposed

Oct 13, 2026 Market Pulse

Paolo Maria Pavan

September’s rise in Dutch bankruptcies shows why strong activity does not guarantee solvency when margins, payment timing and dependencies are under pressure.

Business risk DUTCH ECONOMY GOVERNANCE MARKET PULSE bankruptcy cash flow working capital

A Busier Dutch Counter Can Still Leave Cash Standing Outside

Oct 12, 2026 Market Pulse

Paolo Maria Pavan

Dutch consumers spent more in August, particularly on durable goods, but higher sales only strengthen a business when margins, stock and cash timing remain under control.

DUTCH ECONOMY GOVERNANCE MARKET PULSE cash flow consumer spending retail small business

August’s Retail Lift Demands Better Buying, Not Bigger Bets

Oct 9, 2026 Market Pulse

Paolo Maria Pavan

Dutch shoppers spent more in August, led by furniture and other non-food categories. Retailers now need tighter buying, reconciliation and cash control to turn that growth into a durable result.

Dutch retail MARKET PULSE Retail management cash flow e-commerce inventory margins

The Dutch Productivity Rebound Has a Contract and Cash Problem

Oct 8, 2026 Market Pulse

Paolo Maria Pavan

Dutch productivity has rebounded, but greater output per hour does not automatically improve profit or liquidity. Contracts, pricing, records and cash conversion determine whether firms preserve the gain.

DUTCH ECONOMY GOVERNANCE MARKET PULSE cash flow contracts productivity

At 3.4 Percent, Dutch Inflation Splits Costs From Customer Patience

Oct 5, 2026 Market Pulse

Paolo Maria Pavan

Dutch inflation reached 3.4%, but energy, wages and demand are moving unevenly. Small firms must connect pricing, contracts, margins and cash.

Dutch inflation MARKET PULSE cash flow contracts margins pricing small business

Better Dutch Numbers Still Demand Patience Before Expansion

Oct 2, 2026 Market Pulse

Paolo Maria Pavan

Dutch economic indicators are improving, but uneven demand, cautious consumers and delayed payments mean small firms should expand only when margin and cash support it.

Business expansion DUTCH ECONOMY MARKET PULSE Risk management cash flow small business

Behind €93.2 Billion in Profit, Dutch Firms Face Unequal Conditions

Sep 28, 2026 Market Pulse

Paolo Maria Pavan

Dutch corporate profit increased strongly, but sector exposure, pricing power, wages and payment timing determine what the improvement means for an individual business.

Corporate profit DUTCH ECONOMY MARKET PULSE SMEs business governance cash flow working capital

Dutch Fund Growth Is Outrunning the Habits That Protect It

Sep 22, 2026 Market Pulse

Paolo Maria Pavan

Dutch light fund managers are growing in number, but AFM figures reveal gaps in transaction profiles, training, FIU registration and oversight of outsourced AML work.

AFM AIFMD AML Dutch funds MARKET PULSE Wwft fund governance sanctions

Retail Sales Are Rising, but the Till Tells Only Half the Story

Aug 26, 2026 Market Pulse

Paolo Maria Pavan

Dutch retail sales and volumes rose in the second quarter of 2026, but selective demand, stock exposure and omnichannel costs still put pressure on margin and cash.

Dutch retail MARKET PULSE cash flow consumer demand inventory omnichannel retail margins

Dutch Customers Keep Buying, but Every Sale Must Earn Its Keep

Aug 21, 2026 Market Pulse

Paolo Maria Pavan

Dutch spending continues despite weak confidence, but uneven demand and higher costs require small firms to judge every sale by margin and cash.

DUTCH ECONOMY MARKET PULSE cash flow consumer confidence profit margins retail small business

More Jobseekers Will Not Make Dutch Hiring Cheap or Simple

Aug 21, 2026 Market Pulse

Paolo Maria Pavan

The Dutch labour market is easing, but suitable staff and affordable payroll remain separate issues. Review margin, demand and cash before hiring.

CBS Dutch labour market MARKET PULSE Netherlands labour market Paolo Maria Pavan UWV cash flow small business staffing unemployment wage costs

Dutch Industry’s Revenue Rebound Still Leaves Cash Doing the Hard Work

Aug 19, 2026 Market Pulse

Paolo Maria Pavan

Dutch industry returned to growth in Q2 2026, but price effects, uneven orders and working-capital pressure still demand close attention.

Dutch industry MARKET PULSE Paolo Maria Pavan cash flow industrial turnover insolvency risk labour shortages manufacturing order books pricing turnover

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