Compliance | Pavan Geraedts

30 Articles

Paolo Maria Pavan ×

When Checkout Skips the Safeguard, the Sale Carries Further Costs

Paolo Maria Pavan

A missed affordability check shows why checkout controls need clear ownership, daily exception reports and authority to pause sales.

AFM CCDII COMPLIANCE GOVERNANCE Paolo Maria Pavan checkout controls consumer credit consumer credit controls responsible lending software controls telecom credit

Aug 20, 2026

A Different Payer Can Turn a Simple Sale Into Questions

Paolo Maria Pavan

A payment from someone other than the invoiced customer can be valid. Clear records help staff answer questions and keep invoices, cash and contracts connected.

COMPLIANCE FIU-Nederland Paolo Maria Pavan SME governance UBO UBO register Wwft cash payments payment controls payment records third-party payments

Aug 17, 2026

A Fast Platform Shift Can Leave the Hirer Holding the Fine

Paolo Maria Pavan

Dutch hirers received fines after platform workers performed work without permission. A pre-start check protects cash, planning and supplier files.

COMPLIANCE Paolo Maria Pavan Waadi Wav Wtta hirer risk hospitality labour compliance platform labour platform work small business

Aug 13, 2026

Repeated Underpayment Shut a Rotterdam Restaurant for Two Months

Paolo Maria Pavan

A Rotterdam restaurant was closed for two months after repeated underpayment and unpaid wage arrears. The case exposes gaps in payroll control.

COMPLIANCE Netherlands Paolo Maria Pavan Rotterdam business continuity hospitality labour inspection minimum wage payroll payroll control work permits

Aug 13, 2026

Europe’s VAT Shift Starts With the Sale You Record Today

Paolo Maria Pavan

EU digital VAT reporting will depend on clean customer and invoice data. Check the sale, VAT treatment, and supporting records before investing in new software.

COMPLIANCE EU VAT reporting EU VAT rules 2030 EU trade Paolo Maria Pavan VAT ViDA ViDA Netherlands cross-border e-invoicing digital VAT reporting e-invoicing

Aug 10, 2026

Crypto Tax Reporting Begins at Onboarding, Not at Filing

Paolo Maria Pavan

DAC8 starts with customer onboarding and transaction records. Map the data, owners, checks, and deadlines before the first report is due.

Belastingdienst COMPLIANCE DAC8 DAC8 reporting DAC9 Paolo Maria Pavan Pillar Two crypto reporting data controls minimum tax tax compliance

Aug 10, 2026

Your Customs Guarantee Can Run Out Before the Trucks Do

Paolo Maria Pavan

A valid customs permit does not guarantee enough room for the next movement. Changing volumes and longer storage can use up guarantee capacity.

COMPLIANCE Guarantees Paolo Maria Pavan Trade cash flow continuous customs guarantee customs customs exposure customs guarantee capacity customs reference amount transit guarantee

Aug 10, 2026

AI Saves Drafting Time, but Professional Trust Still Needs Hours

Paolo Maria Pavan

AI can prepare a polished client draft in minutes. Professional firms still need time to verify sources, protect confidential data and approve the result.

AI compliance AI governance COMPLIANCE Dutch regulation Paolo Maria Pavan accountancy automation bias client confidentiality client data professional services work pressure

Aug 10, 2026

DORA Registers Improved, but Local Responsibility Still Sits With Management

Paolo Maria Pavan

DORA register acceptance has improved, but managers still need clear contracts, owners and incident routes when an ICT service fails.

AFM COMPLIANCE DORA DORA management responsibility Financial firms GOVERNANCE ICT risk Paolo Maria Pavan financial supervision incident reporting outsourcing

Aug 7, 2026

The 403-Rule Drive Must Reach the Small Firm’s Working Week

Paolo Maria Pavan

403 Dutch rules were addressed, but small firms need fewer repeated tasks across payroll, tax, invoices, safety files, and daily records.

COMPLIANCE Dutch policy Dutch rule cuts for small Paolo Maria Pavan RI&E administration cash flow productivity recordkeeping regulatory burden small business

Aug 3, 2026

A Cheap Trial Can Leave Expensive Doubts in Your Revenue

Paolo Maria Pavan

Unclear trial pricing can turn subscription revenue into refunds and disputed debt. Check prices, withdrawal, cancellation, invoices and collections.

ACM COMPLIANCE Paolo Maria Pavan cancellation consumer compliance consumer law digital services online sales price transparency receivables subscriptions

Aug 3, 2026

When Tax Planning Needs Fiction, Someone Must Stop the Work

Paolo Maria Pavan

A Dutch ruling shows why cross-border tax planning needs real work, clear adviser warnings and cash flows that match the business.

COMPLIANCE GOVERNANCE Paolo Maria Pavan Rechtbank Oost-Brabant adviser liability business substance cross-border tax emigration substantial shareholding tax compliance tax residence

Jul 30, 2026

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